To assist you in profitability, we have designed a renewal review program. It works well with new business as well! I have a copy of the new renewal review worksheet and will post it to our website for you to download and use in your office. The process is very simple:

1. Agent completes the worksheet for each commercial renewal, using the 90-day commercial review list that ABSC sends out monthly. The agent should consider all rating issues (i.e., property, payroll, sales, classifications, mileage radius, etc.) and make recommended changes to assure proper rating. If the insured has losses, how has the insured addressed issues to limit future losses? Has the agent made recommendations to the insured? If commercial auto, have you discussed loss control, or for that matter on any policies in commercial?

2. The renewal review worksheet will then be faxed to the assigned underwriter for review and processing. The underwriter will review the recommendations and complete the renewal as the agent has requested. The underwriter will contact the agent if additional discussion is warranted.

3. The underwriter must receive the renewal review form at LEAST 60 days prior to renewal. If not received by the due date, a reminder will be sent with a pending possible non-renewal.

For agents committed to improving their book of business, this is a win-win situation. Agents gain commercial support; insureds gain through recommendations for loss prevention; and we all gain from improved future profitability! I have a Renewal Review Worksheet and Loss Prevention forms available for download on our website!

Also, feel free to call me to make an appointment to come out and help you train on how to look up commercial policies, claims, quoting, etc.! You're the best District 65!